The world’s most advanced life settlement calculator

Calculate life settlement quotes instantly. My Policy Predictor™ uses machine learning to analyze millions of data points and price policies in minutes, not months, with up to 90% accuracy.

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Take the mystery out of life settlements

We’re on a mission to unlock billions in retirement funding to help American families. We knew this would be impossible with the old, slow process for underwriting life settlements. So we fixed it.

My Policy Predictor is an online life settlement calculator that can estimate a policy’s value in just minutes. Just answer a few basic questions and our tool can instantly provide an estimate of a policy’s value and a detailed analysis of how the future settlement value compares to surrendering or keeping the policy.

This AI-powered calculator lets you empower clients to make the best decisions for their families. Underwrite a single policy or your entire book of business to unlock commissions and discover life settlement opportunities, while helping your clients at the same time.

Why partner with Harbor Life?

Transform your business with instant life settlement valuations and proactive marketing through Harbor Life and My Policy Predictor.

Fast and accurate algorithm

We use a market-driven algorithm built on big data and AI to provide more accurate life settlement estimates. My Policy Predictor can predict premiums, what a policy might sell for, and the after-tax implications of selling versus continuing to pay premiums. No life expectancies and no illustrations are required.

Value your entire book of business

How much life settlement opportunity is in your book of business? Using our bulk uploader tool, you can instantly sort through policies to find clients for whom life settlements are a good option. Unlock commissions and discover opportunities while helping your clients at the same time.

Turnkey marketing support

My Policy Predictor is more than a calculator. Financial professionals can use built-in tools to generate custom white-labeled PDFs and mailers showing clients the estimated value of their policies. From valuation to marketing, My Policy Predictor makes life settlements a proactive, automated process.

Let us show you how to unlock the full potential of My Policy Predictor